Credit card Apply Online – Eligibility, Benefits & Loan Amount

Apply Online for Credit Card. Know the eligibility criteria and application process for WB Credit Card Education Loan with a low interest rate. Get up to 10 lakhs through West Bengal Credit Card as an education loan. List of required documents and eligible courses for this Credit Card.

The Government of West Bengal recently launched the Credit Card will get a very low-interest education loan of up to 10 lakhs from the bank for their higher studies. 

Introduction to Credit Card

Here are some main objectives of this credit card scheme in West Bengal.

• The main aim of this Credit Card is to help the financially for higher studies.
• Provide an education loan with a very low interest rate of only 4%.
• Get financial support / education loan without any mortgage at the bank.
• Help to pay their institution fees like Engineering, Medical, LAW, IAS, WBCS etc coaching.
• Financial support for purchasing books / laptop / tablet / equipment etc.
• you can apply for WBSCC anytime during the tenure of the course.

Benefits And Features Of Credit Card

• The chief minister of West Bengal Mamata Banerjee has launched Credit Card.
• Through this Scheme will be provided educational loans up to Rs 10 lakh for higher studies
• The decision to launch this scheme was taken in a state cabinet meeting which was held on 24 June 2021
• studying in class 10th or above will be able to take benefit of this scheme
• The loan provided through this scheme will be available at a very low rate of interest
• In order to get the number of loans students will be provided a credit card
• Through this credit card, you can withdraw the amount of loan
• All those who are living in West Bengal for the last 10 years can take benefit of this scheme
• West Bengal Credit Card can also be availed for undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad
• This scene was a part of the election manifesto of Trinamool Congress
• The benefit of this scheme can avail till 40 years of age
• After getting job students to have to repay the amount of the loan within a period of 15 years

Credit Card Eligibility

The students who might be thinking of applying for the Credit Card online, must check the eligibility criteria of this scheme before apply.

These eligibility guidelines are mentioned / published on the official website of Student Credit Card, wbscc.wb.gov.in.

• The family is residing in the State of West Bengal at least for a period of 10 years.
• The minimum eligibility to apply for the loan under the scheme is class IX past form any recognised Boards.
• pursuing High School, Undergraduate, Postgraduate courses including professional degree, Diploma courses and research at doctoral/postdoctoral level or other similar courses.
• of School, Madrasha, College, University and other institutions like IIT, IIM, IISc, IIEST, Business School can also apply for this student credit card.
• who are studying in various coaching institutes appear for appearing different competitive examinations like Engineering / Medical / Law, IAS, IPS, WBCS, SSC etc.
• studying outside India are also eligible to apply for Student Credit Card Scheme.
• The maximum age limit is 40 years at the time of applying for the loan.

How to apply online for Credit Card

• First you have to visit wbscc.wb.gov.in for application this S Credit Card or Click Here
• Where you find a link namely Student Registration for Credit Card .
• After clicking on that link a new web page will open up.
• Where you have to be filled all required data.
• Like – Basic Details{Applicant Name,DOB,Gender etc},Present Course of Study,Contact Details & Password.
• Then a OTP has been send to your Submitted mobile number .
• Verify that OTP.
• A box will appears contains message for Successfully registration.
• After completion of the registration process a unique id will be generated which will be sent to your mobile number which will be used as your user id for submission of application. This unique id will be used as user id for all future purposes.

Submission of Credit Card application

• Click STUDENT LOGIN button on the top right hand corner.
• Please enter your Registration No,Enter the Password{which was set by you during registration process},After entering the captcha, and then click login button.
• Applicant dashboard will open up , where all details{Name, Registration no. and contact number will appear, which the student need to checkout} are shown.
• To apply for the loan, please click on Apply for Loan.
• Two types of application is there one is Aadhar based & other is Non Aadhar Based.
• Fill all required details like – Permanent address and course & income details,Bank details of students and co-borrower.
• Upload all required documents like- Latest Color photograph,Signature of the student ,Co-borrower’s Address proof,Student’s Aadhaar Card,Student’s PAN card details,Co-borrower’s PAN card details .
• Student’s Class Xth board registration certificate to be uploaded, if there is no Aadhar.