The government of India introduced the Ayushman Bharat Yojana, a national health insurance program with the goal of offering all eligible people, regardless of their financial situation, access to healthcare. The program guarantees that those who qualify will have access to high-quality healthcare services
receiving medical care without worrying about the cost. Having an Ayushman Bharat card is one of the main prerequisites to benefit from the initiative. We will go over how to apply online for an Ayushman Bharat card and take advantage of the program’s benefits in this article.
Ayushman Bharat apply and download
Ayushman Bharat Yojana
Ayushman Bharat Yojana, launched in 2018, aims to provide healthcare coverage to economically
vulnerable individuals and families in India. The scheme provides coverage for hospitalization and
treatment of up to Rs. 5 lakh per family. The scheme also covers pre- and post-hospitalisation expenses,
making it a comprehensive health insurance policy for the beneficiaries.
How to apply for an Ayushman Bharat card online 2024?
Here are the steps to Ayushman card apply online:
- Visit the official Ayushman Bharat Yojana website (www.pmjay.gov.in).
- Click on ‘Am I Eligible?’ to check your eligibility.
- Input your mobile number and captcha code on the subsequent page, then click the “Generate
- OTP” button.
- Enter the OTP received on your mobile and click the “Verify OTP” button.
- On the subsequent page, furnish essential information such as name, state, age, family members,
- and income details.
- Once all details are entered, click the “Submit” button.
- Your eligibility status will appear on the screen.
- You can also check the beneficiary details by clicking on the ‘Family Members’ tab.
How to add your name to the Ayushman card under the Ayushman Bharat Yojana?
The steps to add your name to your Ayushman card online are as follows:
Step 1: If adding family members, select ‘Add Family Details’.
Step 2: Enter the number on your ration card and select “Check Document Details.”
Step 3: The following notice will appear on the screen if the ration card has previously been associated with the family.
For additional information, see How to download the Ayushman card.
The Indian government changed people’s lives when it introduced the Ayushman Bharat scheme, which aims to give all of its inhabitants access to inexpensive healthcare. The Ayushman Bharat card application is required of eligible individuals in order to receive the advantages of this initiative. The application procedure is simple and may be
Completed online via the Ayushman Mitra smartphone app or the official website. Putting in an application for eligible individuals can avail the benefits of this scheme.
What are the key features of the Ayushman Bharat (PMJAY)?
Cashless healthcare : Up to Rs. 5 lakh per family per year in cashless healthcare services are available to qualified persons under the initiative. Hospitals and healthcare organizations with hospital affiliates are able to offer the service.
Eligibility criteria: The scheme is available to families that are identified as deprived and vulnerable based on the SocioEconomic Caste Census (SECC) 2011 data.
Pan-India coverage: Any hospital or healthcare provider that has been accredited by the program is eligible to provide healthcare services, no matter where they are in the nation.
Paperless and cashless transactions:
The PMJAY program runs without using cash or paper. The concept does away with the necessity for cash transactions by allowing all transactions to be completed through an Internet interface.
Pre and post hospitalization expenses:
PMJAY offers coverage for up to 15 days before to hospitalization for pre-hospitalization costs and up to 60 days following hospitalization for post-hospitalization costs.
Portability:
Because of the program’s benefit portability, participants can receive medical care from any hospital or healthcare provider that has been approved, no matter where they are in the country.
No age limit:
PMJAY does not have any age limit, and all eligible individuals can benefit from the scheme’s coverage.
Impanelled hospital network:
Thanks to PMJAY’s wide nationwide network of affiliated hospitals and healthcare professionals, qualified individuals can easily obtain healthcare services.
Top Benefits of the PMJAY scheme
Here are the top 10 primary benefits of the PMJAY scheme for the vulnerable sections of society.
All families listed in the SECC database to be covered
Beneficiaries for the scheme are picked up from the Socio-Economic Caste Census (SECC) of 2011. These
ten crore beneficiary families comprise eight crore families from the rural areas and two crore families
residing in urban India.
- Priority to the girl child, women and senior citizens
There is no cap on the family size and age as this health cover is inclusive for all. Moreover, the scheme
holds women, children, especially girls and those over 60 in special regard. - It includes secondary and tertiary care
The scheme provides those in need to get secondary healthcare benefits offered by specialists like
cardiologists and urologists. Moreover, advanced medical treatment like that for cancer, cardiac surgery
and others is also covered. - All pre-existing diseases covered
The PMJAY covers pre-existing illnesses and makes mandatory treatment in all public hospitals, unlike
most other insurance covers. This means that those who require medical care cannot be turned away. - Cashless and paperless registration and administration
Removing the burden of out-of-pocket expenses, PMJAY aims to make the entire process of paying
for healthcare cashless. Additionally, PMJAY beneficiaries can seek treatment across India. - Substantial reduction of out-of-pocket expenditure
All public and empanelled private hospitals cannot charge any extra payment for medical care from all
PMJAY beneficiaries. This is to reduce any corruption or delay in services. - Private sector participation in helping to achieve public health goals
Since the scheme covers such a large population, it will be purchasing services from private healthcare
providers. This scheme is also expected to encourage the production of more affordable healthcare
equipment and drugs. - Improvement of quality of life of the population
This scheme will improve the quality of life of the weaker sections of society. They will get timely care and
finances to tackle their health issues. - Broadening the health insurance network
PMJAY will lead to better infrastructure development in rural and under-served areas across the country.
This will lead to more Indians having access to healthcare. The government has created 1,350 medical
packages that cover a range of health services. This includes daycare treatment, surgery, hospitalisation,
and medicines with the PMJAY health cover.
